1st Pacific Capital Corp.

5.0 star rating Rating - based on 29 reviews & complaints
1st Pacific Capital will put you on the fast track to financial freedom and help you attain your financial dreams. We look forward to helping homeowners like yourself with honesty and a commitment to your needs.  
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1st Pacific Capital Corp. Categories
Mortgage Services

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Customer Reviews, Ratings & Complaints
Review Posted 3/5/2014
Great Service/company
Elenna is number one in her profession. I was very apprehensive about dealing outside of my credit union to refinance, but I was soon put as ease after calling Elenna. Her patience and knowledge of lending we're exactly what I needed. As someone w... Read More »
Review Posted 9/20/2022
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Review Posted 10/25/2012
Ryan Mitchell's your man!!
From day one Ryan Mitchell was a professional. He never once pushed or hounded me for my business. Ryan kept in constant contact with me, either by phone or through e-mails every step of the way in the refinance process. Ryan was able to provide m... Read More »
Review Posted 8/7/2012
Great Company to Refinance
I just refinanced my home with 1st Pacific Capital. Sonya Hadley was great. I tried to refinance through all the programs that are supposed to help you Harp, HUD, Fannie Mae, my own mortgage company, and no one would touch me because my debt/incom... Read More »
Review Posted 5/10/2012
Pleasure working with Melissa
I recently refinanced my home mortgage through 1st Pacific Capital. Melissa was such a pleasure to work with. She kept me informed about everything. The process took a few weeks and it was so worth it! I'm just glad I was referred to 1st Capital.... Read More »
Review Posted 11/16/2011
Review 11/16/2011
My wife and I have used 1st Pacific Capital twice in 2011 to refinance our mortgage and are very happy with their service. Melissa Brown assisted us both times and she was timely, streamlined, and professional at every turn. She kept me informed a... Read More »
Review Posted 10/20/2011
Review 10/20/2011
I had to refinance my home mortgage because my current lender doubled the minimum payment. I search several sites and inquired about their rates. I immediately received several phone calls and e-mails and was quite frankly overwhelmed! But one e-m... Read More »
Review Posted 10/3/2011
Review 10/3/2011
To Elenna, Thank you so much for hard work on my refinancing. I have never dealt with a more professional and honest company, the 1 on 1 log into the real time rate markets to watch what they watch daily was priceless. I would recommend every fr... Read More »
Review Posted 9/13/2011
Review 9/13/2011
Refinancing can be frustrating and nerve-racking. However I found that I was in good hands with Elenna Tobin. Elenna is someone you can trust to get the job done. She is extremely knowledgeable and guides you through every step of the process. Ele... Read More »
Review Posted 9/12/2011
Review 9/12/2011
I wanted to refinance my home & went on-line to Quicken Loans.com and was contacted by several people, however, Elenna Tobin, 1st Pacific Capital Corp., Laguna Hills, CA. was extremely genuine. This is my first time working with this company and r... Read More »
Review Posted 8/1/2011
Review 8/1/2011
It was a little over one year ago that I had the good fortune of finding Elenna Galitzen Tobin, the president of 1st Pacific Capital Corp. I had been searching for over 6 months for someone that could get me refinanced at a lower rate. I was curre... Read More »
Review Posted 7/11/2011
1st Pacific Capital Corp. Comes through again
From the very beginning of our refinancing effort, we have had continuous support from 1st Pacific Capital Corp. Either by e-mail or directly by phone, we reviewed with 1St Pacific, each and every step during this process. As a Navy veteran, I was... Read More »
Review Posted 6/24/2011
Review 6/24/2011
I recently refinanced my long time home loan. Melissa was one of many who wanted by business. Melissa was the first to give me, without me asking, much needed information and help. She answered all my questions and the process zoomed along quickly... Read More »
Review Posted 4/7/2011
Review 4/7/2011
I have been in the Financial Services Business for 30 years. I was doing my loan through another Company when Elenna Galitzen Tobin called me. She is a true professional and knows every answer to every question all the time. We closed our loan in... Read More »
Review Posted 2/24/2011
Review 2/24/2011
I just worked with Jeannette Richardson on a refinance. She made the process go smoothly and answered my questions well and quickly (and I had lots of questions). It was easy to communicate with her both by email and by phone. I would recommend us... Read More »
Review Posted 2/24/2011
Review 2/24/2011
After four months dealing with a different company,suppling them with a mountain of data and signing the final docs the transaction fell apart.At this point I went on line with basic information and received numerous call backs with in a few min... Read More »
Review Posted 2/22/2011
Review 2/22/2011
I am recommending 1st Pacific Capital Corp based upon a home refinance that I've just completed. Their Senior Account Executive, Jeannette Richardson and staff member Melissa Brown (title unknown) were knowledgeable, pleasant business persons, ver... Read More »
Review Posted 2/4/2011
Review 2/4/2011
I have been very impressed with 1st Pacific Capital Corp. especially working with Jeannette. She has held my hand through the whole process and has gone the extra mile for me. I would encourage anyone that is thinking of refinancing to use 1st Pac... Read More »
Review Posted 1/7/2011
Review 1/7/2011
My wife CJ and I would like to offer thanks and a strong recommendation for Melissa Brown, who helped us refinance our mortgage.

I had been in touch with Melissa for several months, but because of my heavy travel schedule during the Fall, and... Read More »
Review Posted 11/17/2010
Review 11/17/2010
1st Pacific Capital Corp. was an amazing mortgage company in our recent re-financing experience. We had re-financed less than 6 months ago with a fine experience, but then 1st Pacific contacted us with an amazing offer to lower our interest rate a... Read More »
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Additional Business Information
Hours   Monday - Friday: 8:30 a.m. - 5:00 p.m. Phone   (888) 233-8043 Address   95 Enterprise Avenue, Suite 320
Aliso Viejo, CA 92686
Website   http://www.1stpacificcapital.com Email   elennag@1stpacificcapital.com
Contact   Elenna Tobin Other  
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